Insurance/Benefit program  

Most hypnotherapists, including me, don’t work directly with insurance. That means clients usually pay out-of-pocket. But there are still a few options that might help cover the cost:

 

1. Use an FSA or HSA (pre-tax health account)

• If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you can usually use those funds to pay for sessions.

• If your account comes with a debit card, you can use it at checkout. If not, pay normally (credit card, PayPal, or Venmo), and I’ll give you a detailed receipt (superbill) to submit for reimbursement.

• Some plans may ask for a provider ID number (which most hypnotherapists don’t have). If yours accepts a regular tax ID (EIN), you’re likely good to go.

• Heads up: If your plan later denies coverage, they might ask you to repay the funds, but you can usually use them for another eligible expense.

 

2. Check for employer perks

• Some companies offer mental health or wellness benefits that cover hypnotherapy. Ask your HR department—some clients have had success with this.

 

3. Talk to your doctor or therapist

• If your insurance does cover hypnotherapy (call to confirm), your doctor/therapist may provide a referral or prescription. I can supply a simple form for them.

• Again, some insurers require a provider ID number (which I don’t have), so check with your plan first.